How to Fund Your Business: Unsecured Business Loans vs. Credit Cards

Are you looking for an alternative way to get the necessary funds for your business so you can ensure its growth? Do you need funding to seize new business opportunities or partnerships that’ll allow you to increase your profits? Or maybe you just need money to invest in your staff or equipment to bring your business to the next level? According to SCORE’s report on female entrepreneurs, 59% of women said they would like funding to grow their business. This isn’t a surprising fact since financial funds and ability to provide them are crucial for business success.…

Invoice Finance Increasingly Recommended by SME Accountants

A recent study by a UK business lender has revealed that invoice finance is one of the most commonly recommended sources of external funding by SME accountants. That represents a dramatic reversal of fortunes over the last decade. Invoice finance was once considered to be a finance type of last resort, with high costs and poor service levels commonplace. However, with invoice finance and asset-based lending having risen 5 percent to £23.4bn at the end of 2017, it’s clear all that has changed.…

A Brief Guide to Invoice Finance for Start-Ups

Running a start-up offers many opportunities but also challenges, with many stats often used to show how hard it can be to turn your new company into a success. Often it is financial problems that see start-ups fail before they can get going, which is why it’s so important to make sure you have enough starting capital and a solid plan in place. According to research, 82% of small businesses fail due to cash flow problems, which is where invoice finance can help.…

Lending Options for Small Business: When is it Absolutely Necessary?

With regard to applying for a business loan, the general opinion is mixed. You have those who despise the idea of applying for a loan, while you have those who swear by the decision to apply for one. You’re not going to find a definitive answer from those who have tried it because everyone has differing opinions. However, it’s essential to know that small business loans often come with distinct advantages. It’s all about understanding when it’s necessary to apply for a loan to put things into perspective.…

Are You Making The Most of Your Business Income?

For any business to succeed and prosper long-term, ensuring a reliable monthly income is vital. However, despite the necessity of your monthly income, you may not be aware of how it can be used to support future growth and sustainability. Whether you’re looking to fund a refurbishment, smooth uneven cashflow or gain access to a capital injection, there’s a wide range of finance solutions available that could help. So to offer you some inspiration, here are just some of the solutions you could apply for and how they can be used.…

How a Start Up Loan Can Benefit Your Business

Most start-up businesses require sufficient funds to get them running. The problem of funding is among the puzzles that an entrepreneur needs to solve before an idea can become a profitable business. When a business is in its early stages, it is almost impossible to make money without spending on infrastructure. A multitude of entrepreneurs understand this fact but often, they are incapable of providing the required funds. If you find yourself in this conundrum, a start-up loan can be the right solution for the business.…

Small Business Financing Q&A

There are a lot questions swirling around questions of small business financing and what the best options might be. We had a chance to catch up with the SMB finance team over at ZipBooks, accounting software provider and lender. They make accounting software free and make money on business owners that want to take advantage of optional paid services, like outsourced online bookkeeping. What are the best reasons for a small business to pursue funding? The best reason to seek funding is if you won’t make payroll if you don’t.…

7 Unique Financing Programs for Credit-challenged Customers

Having bad credit can feel like a giant curse that is ruining your whole life. It keeps you from buying the things you need, living where you want to live and it can even keep you from getting the job you want. But what if it didn’t have to? Bad credit, after all, is a temporary problem. With work you can improve your credit score and history and there are plenty of programs out there to help you do exactly that.…

What You’re Paying Back with a Loan

Taking out a loan for business or personal purposes can be a necessity for some but many people will hastily get a loan, not fully understanding the type of loan they’re dealing with, and think about how much they owe later, which is when debts can start to build up and cause problems if you don’t manage your outgoings correctly.  Firstly, you need to understand the type of loans that you take.  Here’s an example: If you are a car owner living in Texas and interested in taking a loan from a Texas Title Lender, you need to understand that you must allow the lender to place a lien on your vehicle. …

The Three Best Ways to Finance Your Business

As a successful business owner and entrepreneur, we understand how important it is for you to keep your business afloat. In a recovering economy, the challenges you face are numerous, and you need every ounce of skill and tenacity to keep your head above the water. However, the chances are that you, like many other entrepreneurs, have encountered one of the worst hidden menaces about: cash flow problems. All too ready to drag you down, combating this age old problem is no easy feat, but thanks to financing solutions, you needn’t be pulled under.…