How to Survive Your First Year in Business (Infographic)

When you’re running a business, one thing matters above all else – your bottom line. If you can generate sufficient sales and cash flow to cover your expenditure and have something left over, you’re in a strong position to grow the company substantially. If you’re sweating about making it to the end of the week, you might need to look back and see how such a precarious situation came to pass. It takes a large element of good fortune to succeed in business, but no entrepreneur has kept a company going for several years without being financially sensible and having the unwavering drive to be number one.…

Finding a Good Debt Relief Adviser: 6 Things You Need to Know

  Feeling overwhelmed with debt and not sure what to do? Debt relief advisers are there to assist you in managing your finances and learning various options to overcome debt. These financial advisers are experts in getting finances in order, and they can map out a plan for you that takes into account your income and expenditures. Debt relief advisers can also identify financial weaknesses and work with you to stabilize these conditions. But where do you find one? And more importantly, how can you be sure that you will get a good debt relief adviser?…

Can You Have a Business Without a Tax ID?

  Applying for federal tax ID is a must when starting a new business. Indeed, starting up is not only about turning your ideas into reality, but also about complying with the existing laws and regulations.  For the said compliance requirements, a trust tax ID number is needed to be able to distinguish your business as well as assist with the filing of employee taxes as well as your own. However, compliance is a challenging process. There are several criteria that the IRS has set with the EIN system, requiring business owners to obtain a number in order to conduct tax-related actions where a social security would otherwise be used.…

3 Office Upgrades To Boost Workplace Productivity

Unproductive workplaces are costing the US economy over $300 billion each year. Reports show that 18% of Americans are actively disengaged at work, with another 52% not engaged. Much of this problem has to do with current office structure and culture. According to the Families and Work Institute 26% of Americans feel stressed and overworked, which comes at no surprise considering that Americans work the most hours out of all advanced economies across the world. In fact, each year, the average American worker logs 135 and 370 more working hours than their French and German counterparts, respectively.…

Why Location is Everything when Choosing an Office

Your business’ location can have a big impact on how much profit you make. An office that is easy to get to, has great links with the rest of the world and all the embellishments a modern company needs would be ideal. Picking somewhere to set yourself up is a hard decision, but you must take your time and do your research before signing that lease contract. Businesswoman in front of a London office building – photo credit: Roberto Trombetta / Flickr Looking at the stats for each major city and town in your area will help to make your decision easier.…

Company Car Loans for Low Credit Scores

If you have a low credit score, buying a car doesn’t have to be something to dread. The primary difference between you and someone with fair or good credit is that you’ll spend more time shopping around to secure a good deal. Before you even start the search at a dealership, there are a few things you can do to prepare for the search; these things help place you in the best position. You’ll learn that it’s quite possible to refinance an auto loan with bad credit when you’re upside down, and that a low FICO score needn’t land you an unfavorable loan.…

The Best Business Cars on the Market

Image management is vital for surviving in the business world, but your image isn’t just limited to your clothes and hair, or even your mannerisms. Everything that surrounds you reflects on your character and the quality of your work, from the stationary you use to the car you drive. We’ll be focusing on that last aspect here, comparing some of the best business cars on the market in terms of style, performance, and practicality and letting you know how to put your best foot, or in this case wheel, forward.…

How to Fit an Online Degree Program into Your Schedule

As a business owner you’re a busy person, and even though you might be interested in getting some new qualifications, you’re not sure that you could spare the time to study. But you have more time available to you than you think, and by implementing some simple procedures you can capture otherwise wasted time and use it to study for a qualification like a masters in social work online from a top university like Rutgers Online, or for any one of the hundreds of other accredited degree programs that colleges now offer.…

4 Great Careers in Finance besides CEO

Wall Street CEO’s are notorious for raking in thousands in yearly bonuses. However, CEOs aren’t the only ones rolling in the dough. Many lucrative positions in finance have made their appearance in over the course of the last few years due to recent innovations in the field. This has opened many positions to people who would otherwise have to compete for the limited amount of CEO positions available. In this article, we’re going to explore four great finance career choices besides CEO.…

PPI Claims: How to Make Yours Before It’s Too Late

If you’re a loan borrower in the United Kingdom, you may have been coerced or unknowingly made to purchase payment protection insurance (PPI) on those loans. Some 40% of borrowers who have PPI coverage don’t even know about it. This isn’t just a recent problem either – ppi claims have been surging in to the Financial Conduct Authority (FCA) since the early 1990s. It appears there’s no end in sight, with billions in potential claims still looming large. photo credit: Money Bright A survey from a few years ago by the UK’s consumer rights organisation, Which?…