4 Financial Tips for Dealing with Unexpected Job Loss

Learning you’re going to lose your job can be a major blow; one that can trigger a tidal wave of financial anxiety. However, this is an event that happens to many Americans for one reason or another, and it’s not always their fault. Case in point: Few predicted the trajectory of the coronavirus and the impact it would have on not only the health of Americans, but the employment status. As one expert predicts for the New York Times, the jobless rate for March 2020 may have reached approximately 13 percent — the highest level of unemployment since the Great Depression. Dealing with unexpected job loss is never easy, but there are a few actions you can take to tide yourself over until your next paycheck.…

How to Save Money via Your Car

A car, for the average person, is the second most expensive life purchase, after a house. Unfortunately, our beloved four-wheeled friend can often exist as a black hole that swallows up the entirety of our bank balance, with fuel, insurance, and repairs taking up the majority of expenditure. Thankfully, these unseen expenses don’t have to mean that your life is going to be destined to public transport. Rainy mornings stood at the bus shelter aren’t a certainty, as there are numerous ways you can drive down the cost of your motoring experience. In this article, we take a look at the variety of ways you can cost cut on the commute without leaving the car at home!…

8 Habits to Keep your Finances on Track in 2020

It may seem that keeping track of your financial situation and controlling your money is as simple as reducing the number of expenses you are paying out. However, if you really want to see improvement in your financial life, you’ve got to develop some good financial habits around saving and investment. This will help you to stay on track of your financial goals in 2020. 1. Don’t live beyond your means Living within your means is the foundation of good financial health.…

How To Evaluate An Insurance Company For The Best Car Insurance Deal

It is quite easy to get online car insurance quotes nowadays. With internet being globally accessible, more and more insurance companies have started creating their online presence through websites. These websites can allow you to choose various different insurance policies, check the prices and even get the insurance from the comfort of your home. Car Insurance Car insurance is one of the many insurance policies that one can get from these insurance companies. Different insurance companies provide different rates and policies to the customer.…

What to Know About Getting a Car Lease

For some people, getting approval for a bad credit car loan feels impossible. Luckily, there is another way for you to get a car for yourself and your family. Car leasing is an excellent option for those who need a vehicle right away. The process is a lot faster, and you have better chances of approval. A car lease is also more manageable and can even help you rebuild your credit over time if you never miss payment deadlines. What you need to know about car leasing in Australia A car lease is the best option for those who can’t get approval for a car loan.…

Why Premier Student Loan Center Closed Its Doors To New Customers

For a number of companies, not accepting new customers would be looked at as a failure. However, Premier Student Loan Center dealt with so much growth that they are no longer accepting new clients. They are it instead focusing on all the clients they have right now as they try to become completely free of debt. Taking out money for a student loan is something that just about every person who goes to college has done at some point. There are some who only have to borrow a small amount of money, while others are stuck with thousands and thousands of dollars of debt.…

Keeping Costs Down: Here’s How

Sometimes we think with our hearts and not with our heads. Making New Year’s resolutions can often be disastrous, with 80% of people failing by February and regretting it instantly. One of the most common New Year’s resolutions is to cut down on spending, and although this sounds achievable, if you don’t have a fully-pledged strategy in place, the likeliness of failure spirals out of control. We understand that people can be victim to an unexpected expense — whether this is a home appliance breaking or making that third trip on a bus with only a return ticket.…

Settle Down your Mortgage: 5 Easy Ways to Pay off your Mortgage Faster

Luckily, there are plenty of ways to liquidate your mortgage faster. With these strategies, you will hardly distinguish the increment in your monthly payments. For a little help, listed below are five ways to pay off your mortgage faster. So, say goodbye to your home loan before it even ends and cut down a substantial amount your interest payments. Biweekly Mortgage Payments Biweekly mortgage payments’ concept is clear and understandable. All you have to do is pay your home loan half its payment every two weeks.…

Finding a Good Debt Relief Adviser: 6 Things You Need to Know

  Feeling overwhelmed with debt and not sure what to do? Debt relief advisers are there to assist you in managing your finances and learning various options to overcome debt. These financial advisers are experts in getting finances in order, and they can map out a plan for you that takes into account your income and expenditures. Debt relief advisers can also identify financial weaknesses and work with you to stabilize these conditions. But where do you find one? And more importantly, how can you be sure that you will get a good debt relief adviser?…

PPI Claims: How to Make Yours Before It’s Too Late

If you’re a loan borrower in the United Kingdom, you may have been coerced or unknowingly made to purchase payment protection insurance (PPI) on those loans. Some 40% of borrowers who have PPI coverage don’t even know about it. This isn’t just a recent problem either – ppi claims have been surging in to the Financial Conduct Authority (FCA) since the early 1990s. It appears there’s no end in sight, with billions in potential claims still looming large. A survey from a few years ago by the UK’s consumer rights organisation, Which?…