4 Types of Insurance Small Businesses Should Have

Starting your own business is incredibly exciting. But there is a lot of things to organize. One of those things is insurance. Trying to navigate which types of insurance you need can be tough. However, this post will shed a little light on which policies you need in place and why. The cost of small business insurance There’s no one size fits all when it comes to insurance – for both big and small companies. Some businesses will inevitably hold more risk than others.…

7 Misconceptions About Workers’ Comp Insurance

Anyone starting or expanding a business knows how many hurdles you have to cross to operate legally. From safety regulations to taxes to insurance, business owners have to stay up to date on local and federal laws to remain compliant—and to run a healthy business that values its customers and employees. Regardless of the size of your business, you’ll need numerous forms of insurance to comply with the law or to protect your assets. Workers compensation insurance, also known as just workers’ comp, is a generally required form of coverage that many new business owners find complicated.…

5 Types Of Insurance Every Self-Employed Person Needs

Being self-employed is freeing, but it is definitely different from the usual 9 to 5 routine. If you’ve recently become self-employed, then you might have found yourself looking up local licensing and permit laws, but what about insurance? You might be considering a general business insurance policy, but did you know there are other forms of insurance you should have if you are self-employed? In this article, we’re going to highlight the top five kinds of insurance for the self-employed. Read on.…

Running a Business Without Insurance: What are The Risks?

Insurance comes in many different forms with insurance companies offering everything from car insurance to travel insurance for individuals. Of course, one of the most important types of insurance that are on offer is business insurance including liability insurance. This is why it’s very beneficial using an online service to compare auto insurance quotes for a cheaper rate and better coverage. When you run a company that doesn’t have business insurance, there are many risks that you face. Here, we are going to talk you through some of these risks.…

Do I Need Business Insurance If I Work From Home?

With more people dedicating the time, money and effort necessary to start their own businesses from home, more people are wondering what they need to do to get everything in place for their businesses to flourish. As well as customers, a decent marketing strategy and the skills required to fill the position, a few logistical bits and pieces need to adhered to in order to give your company the sheen of professionalism. Even if it is simply yourself, your mobile phone and your laptop.…

Insuring Your Investments: Why is Insurance so Important to Your Business?

Business insurance can be a confusing and intimidating subject for many people. There are many variables that come into play with business insurance that must be carefully weighed and considered before a decision can be made, but the importance of business insurance means that the risk of going without it is simply too great. How does business insurance work? As with most types of insurance, business insurance is used to protect your business and your business assets from catastrophic or unforeseen events.…

Why Your Business Needs to Review its Insurance Policies

It’s vital that your business has the right insurance policies on all its vehicles. From van insurance to business insurance and even goods in transit insurance, it’s easy to get confused and think you have the taken out the right policies when you might not have. Here’s a quick guide to the main different types of insurance a business needs to be fully operational on the roads legally: Business insurance Often employees travel to work in their own car which they have taken out private insurance on unless they have a company car which is insured for business purposes.…

General Liability Insurance: What Exactly Does it Cover?

If you are a business owner or you are thinking about starting a business, you have probably heard about the need to purchase business insurance, and you have also likely heard of general liability insurance. But what does general liability business insurance cover, exactly? Keep reading to learn more so that you can make the right decisions to keep your company going strong while protecting it from disasters and lawsuits. First Off, What is General Liability Insurance? Before you begin shopping for general liability insurance for your business from companies like Bizinsure.com,…

The Importance of Insuring Every Aspect of Your Business Venture

The road to business success is paved with pitfalls, whether these are external economic factors or internal issues that lurk within your venture. Either way, it is important that you remain proactive as a business owner, and take adequate steps towards insuring your venture and protecting the financial investment that has launched it. Even as the British economy continues to grow, there is no guarantee of long-term prosperity and individual success often comes down to planning and preparation. 3 Reasons why you should invest in Comprehensive Insurance Coverage While this may work in theory, however, what are the practical benefits of insuring every possible aspect of your business venture?…

The Importance of Commercial Insurance to Your New Business

In many ways, the existing economic climate in the UK is particularly empowering for small or aspiring business owners. Even though the validity of growth in the housing market and construction sector has been questioned by some, most data sets point to genuine growth and long-term promise for businesses nationwide. Even good news such as this must to be treated with caution, however, as economic growth can never be guaranteed over a prolonged period of time. If you are launching a start-up firm or enjoying your first year of trading, it is therefore crucial that you protect your venture with adequate insurance coverage.…